Banking Services
Personal Banking Accounts
Unlock Flexibility, Growth, and Peace of Mind
Personal banking at Union Funds Bank is a tailored experience, crafted to address diverse lifestyles, ambitions, and needs. A robust portfolio of account options empowers you to manage, grow, and enjoy your finances with confidence. From day to day convenience to long term wealth accumulation, every feature is designed to place you in command of your financial journey.
Comprehensive Suite of Personal Accounts Current Account
Effortless Money Management
A Current Account at Union Funds Bank serves as your essential financial gateway, designed for clients who need convenience and speed in everyday banking. This account enables seamless management of your salary receipts, regular transactions, and payments.
Unlimited transactions
Unlimited transactions without caps or hidden charges.
Free cheque book
Free cheque book and easy deposit facilities at any branch.
Instant debit card
Instant debit card issuance with global acceptance.
Real time transaction alerts
Real time transaction alerts via SMS and email.
24/7 digital banking access
24/7 digital banking access through mobile and internet banking.
Quick bill payment and transfers
Quick bill payment and transfers using NEFT, IMPS, or RTGS.
Enhanced Security
- Advanced encryption and multifactor authentication secure every transaction
- Immediate fraud detection and customer alerts protect your funds
Savings Account: Building Wealth With Control
Union Funds Bank understands that every saver is unique. Our Savings Account provides the perfect balance of growth and access, making it easy to accumulate savings while maintaining liquidity for your needs.
Features and Benefits:
- Attractive interest rates that help your savings grow faster
- Zero balance options for greater flexibility
- Goal based subaccounts for vacation, education, or emergencies
- Automatic fund sweeps to maximize your returns
- Monthly e-statements for easy tracking and budgeting
Modern Banking Tools:
- Secure mobile and internet banking to check balances, transfer money, and pay bills instantly
- Instant fund transfers with UPI and QR code payments
- Scheduled payment options for managing recurring expenses
Family 360 Account: Unified Finance for Households
Managing family finances is straightforward and rewarding with Union Funds Bank’s Family 360 Account. Households gain holistic oversight, collective rewards, and comprehensive features while each member enjoys personalized benefits.
Features and Benefits:
- Single platform, multiple accounts for up to six family members
- Centralized dashboard for transparent oversight and consolidated statements
- Parental controls and youth banking for minors and students
- Family rewards program for group transactions and joint savings milestones
- Individualized access levels based on age and role within the household
Family Support Services:
- Dedicated relationship manager for personalized guidance
- Easy fund transfers and gifting options within the family group
- Financial planning tools to help achieve household goals
Senior Citizen Account: Priority Banking With Personal Care
Union Funds Bank’s Senior Citizen Account is thoughtfully designed for clients aged sixty and above, addressing their unique preferences for dignity and ease. Special privileges, higher earnings, and attentive service make this account the go to choice for stress free banking in retirement.
Features and Benefits:
- Preferential higher interest rates on deposits
- Zero service charge on select banking services and transactions
- Priority handling at all branches with exclusive senior helpdesks
- Complimentary health, insurance, and wellness seminars
- Personalized assistance from experienced advisors
Advanced Accessibility:
- Simplified online and branch services
- Clear communications tailored to senior customers
- Emergency support services and doorstep banking in select locations
Feature Rich Digital Banking Experience
Union Funds Bank places world class banking at your fingertips, providing a suite of digital features designed to maximize ease and security for every personal banking client.
- Intuitive mobile banking app and fully responsive internet banking platform
- Real time transaction updates and instant funds transfer
- Customizable dashboards for easy expense and savings tracking
- UPI, QR, and NFC payments for secure, contactless transactions
- Scheduled bill payments and reminders for utilities, credit cards, and subscriptions
- Automatic transfers between accounts to manage liquidity
- Budgeting and tracking modules to visualize spending patterns
- Investment options directly from your banking dashboard
Security You Can Rely On
Union Funds Bank protects your financial interests with advanced technology and best in class protocols.
Safeguards:
- End to end encryption for every transaction and communication
- Two factor authentication and biometric login options
- Continuous system monitoring and instant notifications for unusual activity
How to Open a Personal Account
Getting started is simple and user friendly:
- Complete the secure online application process.
- Submit required identification and documents digitally.
- Select the personal banking account that fits your needs.
- Receive instant account details, digital banking credentials, and a welcome kit.
A dedicated onboarding expert is ready to guide you every step of the way.
Join Union Funds Bank, Where Your Financial Goals Come First
Personal banking at Union Funds Bank represents more than accounts and transactions; it is a partnership in your financial success. Choose from versatile account options, leverage the latest features, and enjoy unparalleled support. Manage your money efficiently, grow your savings, plan for your family, and do it all with total security and peace of mind.
Personalized Service and Support
Clients benefit from specialized service, attentive support, and expert advice tailored to their financial profile.
Relationship Managers:
- Dedicated banking professionals assigned to every personal account.
- Proactive assistance for account setup, problem resolution, and financial planning.
Responsive Customer Care
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24/7 helpline, live chat, and email support
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On demand video and voice calls with banking experts
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Comprehensive FAQ and help center for self service guidance
